theLender

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• VA
• USDA

Loss payee

Hometown Equity Mortgage, LLC dba theLender ISAOA 25531 Commercentre Dr #250 Lake Forest, CA 92630

Điều khoản CPL hoặc subordinate

Hometown Equity Mortgage, LLC dba theLender ISAOA 25531 Commercentre Dr #250 Lake Forest, CA 92630

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

5pm lock cutoff Maximum of 2 times. Refer to rate sheet for extension costs.

Khóa lại

+0.25% to price and worst case pricing compared to time of lock and relock date 1 relock worst case pricing.

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

Home mortgage lender specializing in personalized loan products.

Offers proprietary non-QM (non-qualified mortgage) solutions.

Serves both individual borrowers and mortgage brokers.

Focus on excellent customer service and streamlined financing.

Aims to simplify the home financing process.

Allow lender credit to cover BPC.

Overlay của lender

Every loan will need a FICO score except Foreign National DSCR. 

Credit report must be within 60days from submission.

VOD is required on all loans that require borrower to come in with money at closing

Thời gian xử lý

Thẩm định ban đầu (ngày)

1

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

Đánh giá