Windsor Mortgage

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA Streamline
• FHA 203(h)
• Doctor Loan
• VA
• VA IRRRL
• VA High Balance
• USDA
• USDA Streamline

Loss payee

Plains Commerce Bank ISAOA/ATIMA 5101 South Broadband Lane Sioux Falls, SD 57108

Điều khoản CPL hoặc subordinate

Không có

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

Lock Cut-off: 11:59 PM CST for Standard Conv./FHA/VA Products. 5:00 PM CST for Specialty Products (ie: Jumbo, State Agency, DPA, etc.) Lock Extension: 2BPS/day, max of 3 extensions totaling 30 days.

Khóa lại

Re-Lock Policy: 25bps Re-Lock Fee - 15 Day Re-Lock 50 bps Re-Lock Fee - 30 Day Re-Lock.

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

• We do Single-Unit Approval
• 2 Medical Professional Loans
• Expanded NONQM Products
• DSCR 

Seasoned UW': 1-day turn-times on submission and resubs.

Resources

• Live Loan Support via Zoom room to shadow LO or Processor to successfully upload file.
• UW Help to vet out loans before submission.
• LockDesk support for pricing options.
• Condo support to review for eligibility.
• Guideline Guru on our Windsor Connect Portal to provide AI-type clarifications.

Bridge Loans

• 75% LTV up to $500K.
• 85% LTV up to $250K with a new end loan.

Competitive Jumbos

• Price 10% down Jumbos at 89.9% LTV for best pricing

Overlay của lender

FHA Manual 640- 45/DTI

We post any overlays which are few in our product description that can be found in our Portal under Documents and Guidelines.

Bridge Loans not available in TX

Thời gian xử lý

Thẩm định ban đầu (ngày)

1

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

Đánh giá