Towne Mortgage Company

Địa chỉ: 2170 East Big Beaver Road, Troy, MI 48083

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Tổng quan về lender

Chương trình QM: Conventional
Home One
Home Ready
Home Possible
Home Style (Fannie Renovation)
FHA
FHA Streamline
FHA 203(k)
VA
VA IRRRL
USDA
Loss payee: Towne Mortgage Company ISAOA, ATIMA PO Box 7063 Troy, MI 48007-7063
Điều khoản CPL hoặc subordinate: Mortgagee Clause: HOI, Flood, CPL & Title Towne Mortgage Company ISAOA, ATIMA P.O. Box 7063 Troy, MI 48007-7063 Attn: Insurance Dept.

Chính sách khóa lãi

Gia hạn khóa lãi: 1 Day Extension = 2bps 7 Day Extension= 12.5bps 15 Day Extension = 25bps 30 Day Extension = 50bps ET by emailing secondary@Townemortgage.com or calling (248) 247-1800, Ext. 1407.
Khóa lại: Expired/Denied/Cancelled/Withdrawn (“expired”) loan less than 30 days Re Lock:(After 30 days loan is considered a new lock) When a rate lock expires, Towne will re-price the loan based on the WORST CASE of the following: - Pricing from original lock date, less retroactively accrued extension fees; or - Pricing from the current day, using the same lock day period as the original.
Lock & Shop: Không

Thế mạnh của lender: Difficult Loans- Experienced Underwriters- if there is a way to close a loan, WE FIND IT!
Manual Underwrites- FHA, VA, and USDA
Full TBD Underwrites- Full conditional approval- then just add signed docs and contract!
No Score Loans- We can close them!
Renovation Loans – FHA 203(k), Conventional Homestyle and Choicereno
FHA DPA Program – 3.5% Down Payment Assistance & competitive price that covers comp
Home Affordable- Homeready, Homepossible, and Borrowsmart products
Government Loans – 500 minimum score FHA, Incredible VA and USDA pricing
Conventional Loans – No minimum score- AUS approval is all we need
Manufactured & Modular Home Loans
Community Lending – Affordable housing programs
Wholesale & Correspondent Lending – Broker partnerships
Overlay của lender: None

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