The Money House, Inc.

Thông tin cơ bản

Chương trình QM

• Conventional
• FHA
• VA
• USDA
• FHA Streamline
• FHA 203(k)
• FHA DBA
• VA IRRRL

Loss payee

Mortgagee Clause: The Money House, Inc. ISAOA/ATIMA 8751 Commodity Circle, Suite 17 Orlando, FL 32819 Loan #

Điều khoản CPL hoặc subordinate

The Money House, Inc. ISAOA/ATIMA 8751 Commodity Circle, Suite 17 Orlando, FL 32819 Loan #

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

HUD HECMs have Principal Limit Lock Protection once a borrower signs the application package. The product is a monthly adjustable so there is no forward locking. the interest rate and YSP (which is in addition to the origination fee) is locked in the day closing documents are prepared and is based on the current price sheet that day.

Khóa lại

PL Lock can be extended an additional 120 days

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

We follow HUD's 4000.1 handbook as it relates to the HUD HECM.  We are a Direct, Reverse Mortgage Wholesale Lender.  The HECM adjustable is exempt from TRID, QM and the LO Comp Rule so both origination and YSP can be earned on the same file

Allow lender credit to cover BPC for HECM products only.

Overlay của lender

We don't allow single wide Mobile Home

Thời gian xử lý

Thẩm định ban đầu (ngày)

1

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

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