Sun West Mtg Co Wholesale

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• Home Style (Fannie Renovation)
• Choice Renovation (Freddie Renovation)
• FHA One-time Close Construction
• USDA One-time Close Construction
• FHA
• FHA Streamline
• FHA 203(b)
• FHA 203(h)
• FHA 203(k)
• FHA DBA
• Good Neighbor Next Door (FHA 100)
• Doctor Loan
• VA
• VA IRRRL
• VA High Balance
• VA Jumbo
• USDA Streamline
• HUD Section 184

Loss payee

Connecticut properties: Sun West Mortgage Company Inc. DBA Mortgage Possible Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 -------- Nebraska Properties: Sun West Mortgage Company, Inc., d/b/a Cal State Funding, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 ------- New Mexico Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 --------- Utah Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA Company, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 -------- For All Other Property States: Sun West Mortgage Company, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083

Điều khoản CPL hoặc subordinate

Connecticut properties: Sun West Mortgage Company Inc. DBA Mortgage Possible Its Successors and/or Assigns 18303 Gridley Rd, Cerritos, CA 90703 -------- Nebraska Properties: Sun West Mortgage Company, Inc., d/b/a Cal State Funding, Inc. Its Successors and/or Assigns 18303 Gridley Rd, Cerritos, CA 90703 ------- New Mexico Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA, Inc. Its Successors and/or Assigns 18303 Gridley Rd, Cerritos, CA 90703 --------- Utah Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA Company, Inc. Its Successors and/or Assigns 18303 Gridley Rd, Cerritos, CA 90703 -------- For All Other Property States: Sun West Mortgage Company, Inc. Its Successors and/or Assigns 18303 Gridley Rd, Cerritos, CA 90703

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

0.025% per day Loans can be locked 24hrs but live pricing expires at 4 PM PST.

Khóa lại

Worst case scenario and 0.125% pricing hit for re-lock

Lock & Shop

Có

Thế mạnh & overlay của lender

Thế mạnh của lender

No overlays on any government or agency products. FHA and VA loans, fico down to 500. Portfolio DPA product. Manual UW, TBD UW, Non traditional credit ok. 

1. FHA / VA down to 500 credit score.

2. No FICO score streamlines

3. Non-traditional credit government and conventional products

4. Manual underwrites - no pricing hit

5. Rehab loans - FHA 203K, HomeStyle, and Choice Renovation

6. Inhouse "Equo" FHA DPA product, 100% CLTV repayable second going down to 580 credit score.

7. EdgeAhead - Equity Share Non QM Product FICO down to

8. We do Single-Unit Approval

9. HELOC DSCR

Reverse Mortgage

• Fast, accurate, and comes with our exclusive 100% trusted warranty*
• Available to homeowners aged 62 or older
  (spouse can be younger)
• No Monthly Mortgage Payment
• Borrower must occupy the property as a primary residence
• Eligible for Purchase or Refinance
• Borrower retains title and possession of the property

No Underwriting Fee!!!

Allow Lender Credit to Cover BPC

Overlay của lender

None    

Thời gian xử lý

Thẩm định ban đầu (ngày)

1

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

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