STG Mortgage Inc.

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• FHA 203(k)
• FHA DBA
• VA
• VA IRRRL
• USDA

Loss payee

STG Mortgage Inc. ISAOA/ATIMA 18401 Von Karman Avenue, Suite 440 Irvine, CA 92612

Điều khoản CPL hoặc subordinate

STG Mortgage Inc. ISAOA/ATIMA 18401 Von Karman Avenue, Suite 440 Irvine, CA 92612

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

Extensions not permitted on expired locks. Extensions only permitted on locks with <10 days remaining on lock. Extension Cost — .02 Per Day. MAX 30 Days extension per file or two extensions; whichever comes first. Expired locks are subject to worst case pricing and .25 re-lock fee.

Khóa lại

A relock is defined as locking in revised rate lock for a loan that has been locked previously, but the lock has expired or been cancelled. A loan that does not fund by its lock expiration date and is not extended may be subject to a Relock Fee. - Re-locks requested on loans that have been expired for up to 30 days are subject to the Re- Lock Policy: - Re-locks receive worst case pricing and 0.250 re-lock fee. - By default, re-locks receive the same lock period as the previous lock. - Worst case pricing will compare the original price to the current market price, taking the lower of the two. - Any prior costs or fees will carry over to the new lock (extensions, etc.). - A loan is eligible for current market once the lock has been expired for 31 days. All Locks or Lock/Pricing Related Questions: LockDesk@stgmortgage.com Long-term locks are available!

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

Why_STG_Flyer

STG Mortgage To Visit Our Website & Broker Portal

Exceptional Pricing On Loan Sifter
FHA, VA, USDA, FNMA & FHLMC. (See attached flyer)
580 fico FHA & VA
2nd Mtg Piggyback and Standalone
FHA 100% DPA Pledge Zero & Zero Plus, 600 Fico, National Program, No Income Limitations, Follow AUS For DTI, Max Loan Per County Limit $726,200.
FHA WVOE Only Loan Program. Only ones to offer!!
FHA & VA Manual Underwrite.
FHA Condo Single Unit Approval.
VA $2 Million Loan Amounts.
Jumbo QM & Jumbo Non-QM.
Non-QM Full Product Line. Full Doc, 1099, Bank Statement, P&L, DSCR, Foreign National
DSCR Can Originate Out Of State If You or Broker Is Not Approved. Click This link to View Licensing Requirements Per State.
ITIN Loans Full Doc & Bank Statements. 80% LTV, No MI, Generous Credit Requirements For ITIN Profile, $2.5 Million Maximum Loan Amount.

Allow lender credit to cover BPC.

Overlay của lender

Alaska, Delaware, Mississippi, Montana, Nebraska, Vermont, Hawaii are for DSCR only.

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

3

CD ban đầu (ngày)

1

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