Roc Capital

Thông tin cơ bản

Chương trình QM

Không có

Loss payee

Loan Funder LLC, c/o Superior Loan Servicing, ISAOA/ATIMA 7525 Topanga Canyon Blvd. Canoga Park CA 91303-1214

Điều khoản CPL hoặc subordinate

Loan Funder LLC, Series __, its successors and/or assigns ATIMA, 645 Madison Avenue, 19th Floor, New York, NY 10022

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

15 days on DSCR, once the loan is agreed, after 15 days the loan will be repriced. On Bridge loans, typically 30 days.

Khóa lại

Không có

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

1-4 unit ground up construction, F+F and stabilized bridge

• Fix and Flip Loans
• Ground Up Financing
• Stabilized Bridge Loans
• Single Property Rental and Rental Portfolio Loan Options

Overlay của lender

DSCR OVERLAY

Experienced investors w/credit >700, eleigible up to 75% Cash out

BRIDGE OVERLAY

Ground Up Construction- No First timers, unless the borrower has heavy/extensive rehab experience. Credit >=680

Stabilized Bridge: Up to 75% for good credit, tier 3 borrowers, non luxury property

Fix and Flip Credit >660, lower credit subject to additional interest brought to close. >720 first timer eligible up to 85% 

Experience	Tier 1	Tier 2	Tier 3	Tier 4	Tier 5
Experience Req	0	1-2 properties	3-4	5-9	10+
Light	Y	Y	Y	Y	Y
Moderate		Y	Y	Y	Y
Heavy		Y	Y	Y	Y
Extensive			Y	Y	Y
Max LTC	75% up to 85%	80%	85%	90%	90%
Max ARLTV	70%	70%	75%	75%	75%

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

2

CD ban đầu (ngày)

1

Đánh giá