Pennymac TPO

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• FHA 203(b)
• VA
• VA IRRRL
• VA High Balance
• VA Jumbo
• USDA

Loss payee

PennyMac Loan Services, LLC Its Successors and/or Assigns P.O. Box 6618 - Springfield, OH 45501-6618

Điều khoản CPL hoặc subordinate

PennyMac Loan Services, LLC 3043 Townsgate Rd., Suite 200 Westlake Village, CA 91361

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

Lock Extension Cost 1+ Days (per day) 0.025

Khóa lại

Relock Term 15 Days 0.250 30 Days 0.500

Lock & Shop

Có

Thế mạnh & overlay của lender

Thế mạnh của lender

Amazing Jumbo Pricing!

Incredible Jumbo, Conventional, FHA, and VA Pricing

Help turn your clients' home equity into cash, while still preserving the low interest rate on their first mortgage* with a Pennymac Home Equity Loan. Learn more below:

Immediate access to funds
Lump-sum disbursement
Fixed interest rate and fixed monthly payments
Can be used to consolidate debt, pay for college tuition, etc.
Potential savings on interest and lower monthly payments when used to pay off expensive debt

No full appraisal requirement on eligible loans with an accepted Pennymac Automated Valuation Model (AVM)
Primary residence only
Fixed-rate term structures of 10, 15, 20, or 30 years
Up to 85% loan-to-value (LTV)
Up to $500,000 loan amount (minimum $75,000)
Debt can be paid off to qualify

Most recent 1 year of income to qualify including Self-Employed
Plus, our Home Equity Loan product is eligible for full broker-paid or lender-paid compensation.

Allow lender credit to cover BPC: On purchases and cashouts, any portions of the lender credit can be used to offset the BPC. On rate & term refinances (including Streamlines and IRRRLS), the lender credit must cover the BPC in full.

Overlay của lender

agency-overlay-matrix.pdf

government-overlay-matrix.pdf

Manufactured home is not available for DSCR.

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

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