NexBank

Thông tin cơ bản

Chương trình QM

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• VA
• VA IRRRL

Loss payee

Loss Payee Clause: Servbank, ISAOA, ATIMA PO BOX 2828 Daytona Beach, FL 32120-2828

Điều khoản CPL hoặc subordinate

CPL Mortgage Clause: ( Wholesale only): NexBank, ISAOA, ATIMA 2515 McKinney Avenue, Suite 1700 Dallas, TX 75201

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

You get a free 3 day extension on all loan products then it's a cost of .020 per day. Max lock period is 60 days. No weekend locks

Khóa lại

If lock expires, you can relock at current market after 30 days of expired lock. If you relock before that time, it is worst case pricing + .125% to relock

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

• Our Mortgage Connect Portfolio Product.

  We have FULL DOCS and NON QM options. 

  Highlights:

  Loan amounts from: no min loan size now – 2.5 million

  Low LLPA's

  AUS program –full docs

  DTI capped at 45%

  Reserves ( follow AUS findings) for full docs

  Transferred appraisals okay

  No cap on the # of financed properties

  We also offer a Reduced doc option as well.  ( bank statements, DSCR, 1099, and Assets options)

  No Prepayment Penalty

  WE have fixed rate options, arms, and interest only options.

  We have a true 6 month arm product in addition to the 1yr, 3yr, 5yr, 7y, and 10 yr options

  
  

Overlay của lender

DSCR loans: Must be licensed in state property is located and cannot close in an LLC. No First-time homebuyersbut first time  investors ok . Loans within the following States are not eligible: • Alaska • New Jersey • New York

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

Đánh giá