Mortgage Solutions Financial

Thông tin cơ bản

Chương trình QM

• Conventional
• FHA
• FHA Streamline
• FHA 203(b)
• VA
• VA IRRRL
• VA High Balance
• VA Jumbo
• USDA
• USDA Streamline

Loss payee

Mortgage Solutions of Colorado LLC, ISAOA P.O. Box 2810 Daytona Beach, FL 32120-2810 MSF Loan # ____________

Điều khoản CPL hoặc subordinate

Mortgage Solutions of Colorado LLC, ISAOA P.O. Box 2810 Daytona Beach, FL 32120-2810 MSF Loan # ____________

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

The lock desk is open 8:00AM - 5:00PM MT Monday through Friday. Pricing should be available no later than 7:30AM MT and lock requests may be made through Encompass between 7:30AM - 10:00PM MT Monday through Friday. Lock requests made between 6:00PM - 10:00PM MT will have a 0.100 deduction to pricing. Requests for lock extensions, rate changes, product changes, etc. may be made at any time through Encompass and will be processed between 8:00AM - 5:00PM MT Monday through Friday.

Khóa lại

Re-Lock requests must be made by emailing locks@mortgagesolutions.net. Re-Locks will be priced based on worse case pricing with the original lock terms unless the original lock. has been cancelled or expired for more than 30 days.

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

Mortgage Solutions Financial specializes in VA, FHA, and USDA loans. 

• Veteran Founded
• Direct to Ginnie Mae
• We Service our loans
• We don't solicit your clients
• First-Time Homebuyers – No Credit Score OK
• Manufactured Housing - OK
• TBD's on Manual UW

On VA loans

• On VA loans No overlays to DTI w/ AUS Approval
• 550 FICO up to 55% Front 55% back DTI w/ Manual Underwriting, less than 120% Payment shock. 600 FICO to 60%.
• 550 Credit Score Min w/ Manual Underwriting NO LLPA for Manual Underwrites
• No Lender UW fee

On FHA loans

•  580 FICO w/ manual underwriting to 96.5% LTV
  • 550 FICO w/ manual underwriting to 90% LTV

• Cash-out w/ manual underwriting up to 80% LTV with a 550 FICO
• NO LLPA for Manual Underwrites
  • No Lender UW Fee
  
  

***NO Fico required FHA stream Line and VA IRRRL****

We also do Farm Loans

10-acre minimum for Agriculture Land, Commercial Farm, Hobby Farm loans, and $200k minimum loan amount.

Overlay của lender

Please reach out for Overlays. We dont have that many and try to underwrite to VA, FHA, and USDA guidlines

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

2

CD ban đầu (ngày)

1

Đánh giá