Lendz Financial

Địa chỉ: 888 East Las Olas Boulevard, Suite 301, Fort Lauderdale, FL 33301

lendzfinancial.com

Đánh giá nội bộ

2 đánh giá

Tổng số khoản vay đã hoàn tất với Loan Factory: 11
Tổng số khoản vay đã hoàn tất với Loan Factory (12 tháng qua): 5

Tổng quan về lender

Chương trình QM: Không có
Loss payee: Reliable Holdings Manager, LLC DBA Lendz Financial ISAOA/ATIMA 888 East Las Olas Blvd Suite 301 Fort Lauderdale, FL 33301
Điều khoản CPL hoặc subordinate: Reliable Holdings Manager, LLC DBA Lendz Financial ISAOA/ATIMA 888 East Las Olas Blvd Suite 301 Fort Lauderdale, FL 33301

Chính sách khóa lãi

Gia hạn khóa lãi: Lock cutoff time: 5 p.m. Eastern Time daily. Lock extension cost: 2 basis points per day, subject to increase soon. - The LO has two options: The loan can be locked at submission, which is facilitated by our registration team, or The LO can lock the loan directly in LendingPad at any point during the loan process.
Khóa lại: Re-lock policy is worst-case pricing + 25bps relock fee if relocked within 75 calendar days of original expiration date, after 75 days, the loan can be re-locked at current market pricing. Expired loans can be submitted for case-by-case consideration to be relocked at current market pricing earlier than the 75-day window.
Lock & Shop: Không

Thế mạnh của lender

1) Easiest Foreign National Product in the Market: NO VISA, NO REF LETTERS, NO CREDIT, NO LARGE DEPOSIT SOURCING, and can wire funds directly to closing agent from home country. 75% LTV, Loan amount to $3MM

2) 1st TIME Home Buyer DSCR: Max 70% LTV, Min 720 FICO, Min 1.00 DSCR, Max Loan $750K, Min Loan $150K, Must take title in name of LLC.

3) TRUE 12/24 Month P&L Product: No Business Bank statements needed, also can use PTIN to complete SE verification. Min FICO 660, up to 85% LTV

4) CROSS COLLATERAL PRODUCT: Minimum 3 properties required, Min DSCR of 1.2, 70% LTV with 660 FICO, and cash out to 65%.

Allow lender credit to cover both LPC and BPC.

Overlay của lender