HomeLight

Thông tin cơ bản

Chương trình QM

• Conventional

Loss payee

Homelight Home Loans, Inc. ISAOA/ATIMA 1375 N Scottsdale Rd, Suite 110 Scottsdale, AZ 85257

Điều khoản CPL hoặc subordinate

N/A

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

Không có

Khóa lại

Không có

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

Buy Before You Sell products, with a bridge loan attached or stand alone.

- Buy Before You Sell (BBYS) allows clients to purchase their next home before selling their current one by providing a short-term bridge loan and a guaranteed backup offer. The bridge funds can be used for down payment, closing costs, to pay off debt, moving costs, listing prep, etc. The guaranteed backup offer allows borrowers to make offers without a home-sale contingency and exclude their old mortgage payment when qualifying for the new purchase. 

- DTI Drop is for clients who don’t need to borrow funds with a bridge loan but still need to remove their home-sale contingency or improve their debt-to-income ratio to qualify for a new mortgage. DTI Drop is a lower-cost option since there is no bridge loan involved.

Overlay của lender

Không có

Thời gian xử lý

Thẩm định ban đầu (ngày)

2

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

0

Đánh giá