Averra Financial, Inc

Thông tin cơ bản

Chương trình QM

• Conventional
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• FHA DBA
• VA
• VA IRRRL
• VA High Balance
• USDA

Loss payee

Averra Financial, Inc. 6340 N Campbell Avenue, Suite 100 Tucson, AZ 85718 Loan Number

Điều khoản CPL hoặc subordinate

Averra Financial, Inc. 6340 N Campbell Avenue, Suite 100 Tucson, AZ 85718 Loan Number

Chính sách khóa lãi & phí

Chính sách khóa lãi

Gia hạn khóa lãi

2 bps per day. 30 days is the maximum extension period allowed

Khóa lại

Worst case pricing, after 25 days lock at market

Lock & Shop

Không

Thế mạnh & overlay của lender

Thế mạnh của lender

• Our Non-QM Flex Income Product offers a seamless and flexible approach, making it an ideal choice for self-employed borrowers or those with non-traditional income sources. (Including *Bank Statements, P&Ls, Asset Utilization, Asset Depletion, Restricted Stock Units (RSU), and Full Doc*)
  
• 30-year or 40-year terms with Interest Only options available.
  
• Finance up to $3M with a Max LTV of 90%.
  
• Ideal for Primary, Secondary, and Investment properties, including Non-Warrantable Condos and 1-9 Unit properties.
  
• Suitable for First-time homebuyers and investors alike.
  
• Minimum FICO score of 660, Max DTI of 55%, and loan amounts ranging from $100k to $3M.
  
• Available for Purchase, Rate & Term Refinance, and Cash Out Refinance.
  
• Appraisal transfer allowed for added convenience.

Allow lender credit to cover BPC for DSCR loans.

Overlay của lender

Không có

Thời gian xử lý

Thẩm định ban đầu (ngày)

1

Xét điều kiện CTC (ngày)

1

CD ban đầu (ngày)

1

Đánh giá