Vybe Lending

Basic information

QM program

N/A

Loss payee

Title/CPL: BoxCar Mortgage LLC ISAOA/ATIMA 664 Seminole Ave NE Ste 101 Atlanta GA 30307 Insurance: BoxCar Mortgage LLC ISAOA/ATIMA PO Box 997 Blue Ridge GA 30513-0997

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

0 - 1 day, 0 - 3 day, .125 - 5 Day, .250 - 10 day.

Relock

Different By Product

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Non-QM Products. No Ratio DSCR, Rural DSCR, Manufactured Homes, ITIN, Asset Depletion, DSCR to 85%, FICO down to 600, TBD Approvals on Non-QM, Retail Experienced Staff.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

1

Initial CD (days)

1

Reviews