VILLAGE CAPITAL & INVESTMENT LLC

Basic information

QM program

• Conventional
• FHA
• FHA Streamline
• VA
• VA IRRRL
• USDA
• USDA Streamline

Loss payee

Mortgagee Clause – Insurance Village Capital & Investment, LLC ISAOA ATIMA PO Box 29217 Phoenix, AZ 85038 Mortgagee Clause – Closing Protection Letter Village Capital & Investment, LLC ISAOA ATIMA 2460 Paseo Verde Parkway, Suite 110 Henderson, NV 89074 Mortgagee Clause – Title Commitment Village Capital & Investment, LLC ISAOA ATIMA

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

Lock extension costs 7 days=0.15 bps. 15 days= 0.30 bps.

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

We’re a Government & Fannie lender.

• FHA
• VA
• USDA
• Conventional

Allow lender credit to cover BPC.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

2

Initial CD (days)

2

Reviews