Ubridge Private Lending

Basic information

QM program

N/A

Loss payee

N/A

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

N/A

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

UBridge specializes in short-term real estate financing, including Fix & Flip, Ground-Up Construction, and Bridge Loans for investment properties. We focus on fast approvals, flexible underwriting, and funding for both domestic and international borrowers. Our typical borrower profile includes investors needing quick liquidity, value-add operators, and builders seeking streamlined draw processes.

We do not require tax returns, DTI calculations, or income verification. Approval is primarily asset-based, focusing on collateral value, construction budget, and borrower experience.

Lender's overlays

Minimal overlays

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

2

Initial CD (days)

1

Reviews