Truly Investor Capital

Basic information

QM program

N/A

Loss payee

This is for SPR/Bridge Flex Oaktree Funding Corporation C/O Shellpoint Mortgage Servicing ISAOA/ATIMA PO Box 10826 Greenville, SC 29603-0826 This is for Rehab/Spec Const OAKTREE FUNDING CORPORATION, ISAOA/ATIMA 3133 W. Frye Road Suite 205 Chandler, AZ 85226

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

N/A

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Truly Investor Capital provides Fix & Flip, Bridge, New Construction, and Single/Portfolio Rental loans/DSCR to residential real estate investors across the country, helping our clients overcome traditional financing hurdles and build long-term wealth through real estate investment.

We finance 1-4- and 5-9-Units Residential Business Purpose Loans.

• DSCR
• 40 YEAR AMORTIZATION
• QUALIFY ON INTEREST ONLY PAYMENT
• 30- and 40-YEAR FIXED RATE LOANS
• Long and Short – term rentals
• REHAB – up to 95% LTC / 75% LTARV
• CONSTRUCTION – up to 85% LTC / 75% LTARV
• BRIDGE - up to 80% LTV

We are a Business Purpose Lender NOT Non-QM. The difference is:

1.        No Income

2.        We do not report to credit

3.        Borrowers can take title in an Entity or as an Individual

4.        We use the highest mid fico of all Guarantors

5.        We do not follow TRID

6.        No tradeline requirements

7.        No investor experience required

8.        No 4506-T

9.        No cap on number of transactions

10.        No 1003

11.      No high-cost test

12.      Vacant properties allow with max leverage

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

1

Initial CD (days)

0

Reviews