Mega Capital Funding

Basic information

QM program

• Conventional
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• VA
• VA IRRRL
• USDA

Loss payee

Mega Capital Funding Inc., ISAOA 26637 Agoura Road, Ste 100 Calabasas, CA 91302

CPL or subordinate clause

Mega Capital Funding Inc., ISAOA 26637 Agoura Road, Ste 100 Calabasas, CA 91302

Lock policies & fees

Lock policies

Lock extension

6:00 PM PT for Agency, FHA, and VA., Jumbo and Gold 2:00 PM. .02 a day

Relock

After 30days

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Great Conventional Loans

- the HELO program up to 90% CLTV

Non-QM Line UP

- Bank Statement 90% LTV

- DSCR 80% LTV

- 1099 90% LTV

- Asset Depletion 85% LTV

- P&L 80% LTV

- Closed-End Second 90% CLTV

Lender's overlays

MCFI PROGRAM OVERLAYS

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

2

Initial CD (days)

2

Reviews