Loan Factory Direct - AmWest

Basic information

QM program

• Conventional
• Home One
• Home Ready
• Home Possible
• VA
• VA IRRRL

Loss payee

Loan Factory, Inc. Its Successors and/or Assigns 2195 Tully Road, San Jose, CA 95122

CPL or subordinate clause

TEXAS: LOAN FACTORY. INC, 2195 Tully Road, San Jose, CA 95122 ALL OTHER STATES LOAN FACTORY. INC, ISAOA/Its Successors and/or Assigns. 2195 Tully Road, San Jose, CA 95122

Lock policies & fees

Lock policies

Lock extension

We recommend LOs lock with an expiration date at least 3 days past the expected funding date.

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

We offer Non-QM Seconds (WVOE, P&L, Bank Statements, DSCR, No Ratio, and No Income (owner occupied))

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

1

Initial CD (days)

1

Reviews