GreenBox Loans, Inc.

Basic information

QM program

N/A

Loss payee

GREENBOX LOANS, INC ISAOA/ATIMA 16000 Ventura Blvd., Suite 305 Encino, CA 91436

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

N/A

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

1) ITIN Full DOC- 90% LTV

2) TRUE P&L ONLY

3) TRUE NO RATIO

4) NO seasoning on Cash Out with Appraised Value

5) No Trade liens with 3 scores

6) HELOCs Eligible

7) 2td CES P&L ONLY

8) Air DNA/ STR 1007 For DSCR

9)CES 2TDS 90% LTV available $1,000,000 . Full doc,BankStatement , P&L only

10) 2td CES AMV ONLY

11) 10 Units DSCR All Residential

12) 5-8 unit DSCR 75% LTV*** Mixed Use Eligible

13) ITIN 24 month Bank statement 85% LTV

14) ITIN DSCR Available!!

15) DSCR 85% LTV 660 Min Fico

16) NO DSCR needed NO income documentation needed

17) SUPER JUMBO up to 4 Million!

18) 24 Months Bank Statement NO P&L with 100% Deposits

19) P&L ONLY NO BANK STATEMENTS

20) 12 months out of Foreclosure/ Bankruptcy/ 90+ Day Late

21) 1099 ONLY

22) F1 Visa on Foreign National Loans

23) 10% min expense factor on a bank statement loan or P and L only.

24) Can use future short term rental income on a DSCR loan.

25) Modular Home Eligible

26) Foreign National with F1 Visa

27 Ultra Jumbo to $10,000,000 CA only . Full doc ,Asset depletion, Bank statement,P&L and DSCR 60 ltv . Foreign National 50 ltv 12monthPITIA reserve acct required in excrow acct   .

28) Super Jumbo to $5,000,000 Full Doc  And Bank Statement 

29) Appraisal transfer by exception with Air letter ( Appraisals  from UWM and Carrington not allowable )

30) DSCR available nationally business purpose with out license per investment exempt availability GBOX Map: Licensing and Disclosures - Greenbox Loans, Inc.

30) Non Prime  600 score to $1,000,000 Full doc  ratios to 50 ,1 day out of BK

Lender's overlays

None    

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

1

Initial CD (days)

1

Reviews