FBC Mortgage

Basic information

QM program

• Conventional
• Home One
• Home Ready
• Home Possible
• Home Style (Fannie Renovation)
• Choice Renovation (Freddie Renovation)
• FHA
• FHA Streamline
• FHA 203(b)
• FHA 203(h)
• FHA 203(k)
• Good Neighbor Next Door (FHA 100)
• VA
• VA IRRRL
• VA High Balance
• VA Jumbo
• USDA
• USDA Streamline

Loss payee

Acrisure Mortgage, LLC (ISAOA/ATIMA) c/o CENLAR P.O. Box 202028 Florence, SC 29502-2028

CPL or subordinate clause

Acrisure Mortgage, LLC 189 S. Orange Ave, Suite 970 Orlando, FL 32801

Lock policies & fees

Lock policies

Lock extension

.020/day 1st extension, .03/day subsequent extension,

Relock

worse case pricing plus .125 relock fee if done within 30 days of lock expiring

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Jumbo ARM and fixed, non-warrantable condos, Florida Housing DPA programs, FHA Assist DPA program, First and Simultaneous HELOC second

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

1

Initial CD (days)

1

Reviews