Everstream Mortgage
Address: Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425, West Conshohocken, PA 19428
Internal reviews
4 reviews
- Total loans closed with Loan Factory
- 146
- Total loans closed with Loan Factory (past 12 months)
- 130
Lender overview
Basic information
- QM program
-
- Conventional
- Home One
- Home Ready
- Home Possible
- FHA
- FHA Streamline
- FHA 203(b)
- FHA DBA
- VA
- VA IRRRL
- VA High Balance
- VA Jumbo
- Loss payee
- Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428
- CPL or subordinate clause
- Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428
Lock policies & fees
Lock policies
- Lock extension
- Free 3-day extensions on all files, 2.5bps per day after that Lock Options: 15 days, 30 days, 45 days, and 60 days.
- Relock
- 30 days worst-case on expired locks, no penalty afterwards
- Lock & Shop
- No
Lender's niche & overlays
- Lender's niche
Consistently low rates on Conventional, FHA and VA and non-QM programs including Bank Statement, DSCR, asset depletion, Jumbo and more.
Allow lender credit to cover BPC.
- Lender's overlays
50% max LTV on VA Manual underwrites
580 minimum FICO
Lender turn time
- Initial underwrite (days)
- 1
- CTC conditions review (days)
- 1
- Initial CD (days)
- 1
Reviews
4.0out of 5
Based on 4 reviews
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