Commercial Lending USA

Basic information

QM program

N/A

Loss payee

N/A

CPL or subordinate clause

It depends on the loan types and Investor. We will handle it.

Lock policies & fees

Lock policies

Lock extension

N/A

Relock

N/A

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Commercial bridge and construction loans are our main products.

When a borrower faces loan qualification issues due to credit, vacancy rates, or property conditions, our lite or no doc program is a popular option. As an asset-based financing company, we are open to all types of commercial properties.

We offer a range of loan options including fix-and-flip, ground-up residential and commercial construction, SBA, USDA, conventional, and large commercial loans under FHA, Fannie Mae, and Freddie Mac.

We also consider residential investment hard money loans for those with low credit or no income.

Lender's overlays

We currently offer FHA commercial loans, agency commercial loans, and USDA B&I loans only and do NOT provide financing for owner-occupied single-family homes.

Lender turn time

Initial underwrite (days)

15

CTC conditions review (days)

10

Initial CD (days)

3

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