BluePoint Mortgage

Basic information

QM program

• Conventional
• Home One
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• FHA DBA
• VA
• VA IRRRL

Loss payee

Mortgagee/Loss Payee information for CPL's and HOI's ROYAL PACIFIC FUNDING CORP.,(ISAOA) 4000 MacArthur Blvd., West Tower – 7th Floor, Newport Beach, CA 92660

CPL or subordinate clause

Mortgagee/Loss Payee information for CPL's and HOI's ROYAL PACIFIC FUNDING CORP.,(ISAOA) 4000 MacArthur Blvd., West Tower – 7th Floor, Newport Beach, CA 92660

Lock policies & fees

Lock policies

Lock extension

5-day extension (minimum) 0.125 7-day extension 0.150 10-day extension 0.250 15-day extension 0.300

Relock

Relock : 0.25

Lock & Shop

No

Lender's niche & overlays

Lender's niche

We have a full menu of products with great rates.

Strong FHA and Non-QM

DPA

FHA down to 550 FICO

Great DSCR rates

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

1

Initial CD (days)

1

Reviews