Your local mortgage broker in Charleston, South Carolina

State licenses

Each number links to its record on NMLS Consumer Access.

Contact & hours

Office hours

  • Monday – Friday: 6:00 AM – 5:00 PM
  • Saturday: by appointment

Branch manager

Julio Samayoa Vega

Loan Officer

Complaints

To report a complaint, contact our Client Advocate Department. We will respond as soon as possible.

What our clients say

Meet our Charleston loan officers

Frequently asked questions

Why should I choose a local mortgage broker in Charleston, South Carolina?

A local broker in Charleston understands the South Carolina housing market, has relationships with regional lenders, and can offer personalized guidance that national lenders cannot. Loan Factory's Charleston team combines local expertise with access to a wide network of loan products.

What types of home loans are available at the Charleston branch?

Our Charleston branch offers conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and refinancing options. Contact us to discuss which program fits your financial situation.

Do you offer assistance for first-time homebuyers in Charleston?

Yes. Our Charleston loan officers specialize in guiding first-time buyers through every step — from pre-approval to closing. We also help you explore down payment assistance programs available in South Carolina.

Do I need an appointment to visit the Loan Factory office in Charleston?

Walk-ins are welcome during business hours, but we recommend calling (843) 986-6500 to schedule an appointment so a loan officer can give you their full attention.

Ready to talk to the Charleston team?

Start online in a few minutes — a licensed loan officer from this branch picks up from there.