SMARTFI HOME LOANS, LLC

Basic information

QM program

• FHA

Loss payee

Smartfi Home Loans, LLC ISAOA 3636 Nobel Dr., Ste 210, San Diego, CA 92122

CPL or subordinate clause

Smartfi Home Loans, LLC ISAOA 3636 Nobel Dr., Ste 210, San Diego, CA 92122

Lock policies & fees

Lock policies

Lock extension

All reverse loans are automatically locked at closing and valid for 15 days. 15 day extension at worse of current lock or market price.

Relock

worse of expired lock price or market price

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Reverse Mortgage

We offer FHA HECM Fixed and HECM ARM (CMT) products, as well as our unique proprietary reverse mortgage called Choice. These loans can be used to purchase or refinance a home.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

2

Initial CD (days)

0

Reviews