Find the loan that fits you
From first homes to cash-out refinances and self-employed programs — we shop 233 lenders to match you with the right one at the best price.
Buy a home
Purchase programs for every buyer — first homes, high-value homes, and self-employed borrowers.
HomeReady® & Home Possible®
Down payments as low as 3% with flexible income and credit requirements.
Explore moreFHA Loan
Great for limited savings or lower credit scores — only 3.5% down payment required.
Explore moreVA Loan
For veterans, service members, and surviving spouses. $0 down, no PMI, flexible credit.
Explore moreUSDA Loan
For rural and suburban families — no down payment and reduced mortgage insurance.
Explore moreJumbo Loan
Finance high-priced homes above standard loan limits at competitive rates.
Explore moreAdjustable-Rate Mortgage (ARM)
A lower rate early on — ideal if you plan to move or refinance within a few years.
Explore moreBank Statement Loan
Qualify on 12–24 months of bank statements instead of W-2s — built for the self-employed.
Explore moreDSCR Loan
Approval based on the property’s rental income covering the payment — ideal for investors.
Explore moreAsset-Qualifier Loan
Use savings, investments, or retirement accounts to qualify — no traditional income docs.
Explore moreForeign National Loan
For non-U.S. citizens buying U.S. property, even without U.S. credit history or residency.
Explore moreRefinance
Lower your rate, change your term, or take cash out — including fast-track streamline options.
Rate-and-Term Refinance
Lower your rate, shorten your term, or switch from an ARM to a fixed-rate loan.
Explore moreCash-Out Refinance
Tap your home equity for debt consolidation, tuition, or major expenses.
Explore moreFHA Streamline Refinance
Lower your rate with minimal paperwork — often no appraisal or income verification.
Explore moreVA IRRRL
Interest Rate Reduction Refinance for existing VA loans — usually no appraisal or income check.
Explore moreUSDA Streamlined Assist
For existing USDA loans — no appraisal or credit review, must show $50+/month in savings.
Explore moreBank Statement Refinance
Qualify on business or personal deposits — ideal for self-employed borrowers without W-2s.
Explore moreDSCR Refinance
For real estate investors — approval based on rental property income, not personal income.
Explore moreAsset-Qualifier Refinance
Use savings, investments, or retirement funds as proof of ability to repay.
Explore moreForeign National Refinance
Borrow against your home’s value with fixed interest and predictable payments.
Explore moreHome equity
Access the equity you’ve built without giving up your low first-mortgage rate.
Not sure which one fits?
Answer a few questions and we’ll match you to the right program — no hard credit pull to see your rate.