National Mortgage Service, Inc. (NMSI)

Basic information

QM program

• Conventional
• Home Ready
• Home Possible
• FHA
• FHA Streamline

Loss payee

NMSI, Inc. California Corporation Its Successors And/Or Assigns 2975 Wilshire Blvd. Suite. 600 Los Angeles, CA 90010

CPL or subordinate clause

NMSI, INC. CALIFORNIA CORPORATION Its Successors And/Or Assigns 2975 Wilshire Blvd. Suite. 600 Los Angeles, CA 90010

Lock policies & fees

Lock policies

Lock extension

JUMBO: 3PM PST .25 FOR 7DAYS .125 FOR 2DAYS MAX 2 EXTENSIONS

Relock

.25 BASED ON WORSE CASE PRICING OR WAIT 30DAYS TO GET CURRENT MARKET

Lock & Shop

Yes

Lender's niche & overlays

Lender's niche

FAST, THEY WORK 6DAYS OF THE WEEK

TECHNOLOGY WEBSITE

AI APPROVAL FOR NONQM

COMPL FLEXIBILITY

Allow lender credit to cover BPC.

Lender's overlays

NO H1B VISA

NO MANUFACTURE HOMES, MOBILE HOMES

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

1

Initial CD (days)

1

Reviews