MortgageOne, Inc.
Address: 2714 Loker Ave West., Suite 300, Carlsbad, CA 92010
Internal reviews
3 reviews
- Total loans closed with Loan Factory
- 21
- Total loans closed with Loan Factory (past 12 months)
- 7
Lender overview
Basic information
- QM program
-
- Conventional
- Home Ready
- Home Possible
- FHA
- FHA Streamline
- VA
- VA IRRRL
- VA High Balance
- VA Jumbo
- Loss payee
- MortgageOne, Inc., ISAOA/ATIMA 2714 Loker Ave. W. Suite 300 Carlsbad, CA 92010
- CPL or subordinate clause
- MortgageOne, Inc., 2714 Loker Ave. W. Suite 300 Carlsbad, CA 92010
Lock policies & fees
Lock policies
- Lock extension
- Free 3 day with every file. 2.5 bps per day after that, or 5 days for 10 bps. 45-day max extension
- Relock
- Yes. add .125% to worst case.
- Lock & Shop
- No
Lender's niche & overlays
- Lender's niche
- Two amazing DPA programs, including the popular fully forgivable option!
- TBD underwriting on all products
- ELITE Non-QM Pricing
- Fast-close guarantee.$200 off Admin if CD is out 3 days from approval, another $200 off if file is CTC within 10 days.
- 4 amazing Non QM product lines
- Excellent pricing on Non QM
- FHA Spot Approvals
- VA Joint Loans
- Minimal Overlays
- USDA
Allow lender credit to cover BPC.
- Lender's overlays
No 5-8 unit properties for Non QM.
Lender turn time
- Initial underwrite (days)
- 2
- CTC conditions review (days)
- 2
- Initial CD (days)
- 1
Reviews
5.0out of 5
Based on 3 reviews
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- 4 stars0
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- 2 stars0
- 1 star0
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