Lending Pros

Basic information

QM program

• Conventional
• FHA
• FHA Streamline
• FHA DBA
• VA
• USDA

Loss payee

OCMBC, INC. ISAOA / ATIMA 19000 MACARTHUR BLVD SUITE 200 IRVINE, CA 92612

CPL or subordinate clause

N/A

Lock policies & fees

Lock policies

Lock extension

2 bps a day

Relock

available

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Non-QM Niche with great programs like 90% LTV Bank Statement (12 & 3 month) / Full Doc. 60 Month asset utilization, One year self-employed, ITIN, 1099 Only, 85% LTV DSCR, STR available. Competitive rates!

Allow lender credit to cover BPC.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

2

Initial CD (days)

1

Reviews