HomeBridge Wholesale

Basic information

QM program

• Conventional
• Home Ready
• Home Possible
• FHA
• FHA Streamline
• FHA 203(b)
• VA
• VA IRRRL
• VA High Balance
• USDA

Loss payee

ServiceMac, LLC ISAOA/ATIMA P.O. Box 29411 Phoenix, AZ 85038-9411

CPL or subordinate clause

Homebridge Financial Services, Inc. ISAOA/ATIMA 99 Wood Avenue South, Suite 301 Iselin, NJ 08830

Lock policies & fees

Lock policies

Lock extension

.125 for 7 days .25 for 15 days .50 for 30 days

Relock

Relock fee: 0.25

Lock & Shop

No

Lender's niche & overlays

Lender's niche

We specialize in FNMA Freddie mac loans we do not have any Overlays and allow the use of ADU income to qualify.

We allow FHA financing and also allow ADU income to qualify (call me for more details)

Our NON QM products are SUPER aggressive we allow P & L only with No supporting bank statments with an EA letter confirming. We allow Bank statment loans with an Expense ratio with a PTIN. We have Full doc 1099 and Foreign nationals.

We allow you to switch from borrower paid to lender paid with no additional charge.

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

2

Initial CD (days)

1

Reviews