Click n' Close

Basic information

QM program

• Conventional
• Home One
• Home Ready
• Home Possible
• Home Style (Fannie Renovation)
• Choice Renovation (Freddie Renovation)
• FNMA One-time Close Construction
• FHA One-time Close Construction
• VA One-time Close Construction
• USDA One-time Close Construction
• FHA
• FHA Streamline
• FHA 203(b)
• FHA 203(h)
• FHA 203(k)
• Good Neighbor Next Door (FHA 100)
• VA
• VA IRRRL
• VA High Balance
• VA Jumbo
• USDA
• USDA Streamline

Loss payee

Click n’ Close, Inc. ISAOA/ATIMA PO Box 2728 Sioux City, IA 51106

CPL or subordinate clause

Click n' Close, Inc. ISAOA/ATIMA 15301 Spectrum Drive, Suite 405 Addison, TX 75001

Lock policies & fees

Lock policies

Lock extension

Two extensions up to a total of 30 days are allowed. 2.5 bps per day

Relock

If lock expired less then 30 days ago, must go off worse case pricing

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Down Payment assistance loans for FHA, OTC loans for Conventional, FHA, VA and USDA.  

Lender's overlays

Click and close does not allow principle reduction. 

Lender turn time

Initial underwrite (days)

2

CTC conditions review (days)

2

Initial CD (days)

1

Reviews