Ameritrust Mortgage Corporation

Basic information

QM program

• Conventional
• FHA
• FHA Streamline
• FHA 203(b)
• VA
• VA IRRRL
• VA High Balance
• USDA

Loss payee

Ameritrust Mortgage Corporation, ISAOA/ATIMA, 17341 Irvine Blvd, Suite 285, Tustin, CA 92780-3010 AL, KY, MN, NJ, OK, WA, WI: A. T. Mortgage Corporation, ISAOA/ATIMA 17341 Irvine Blvd, Suite 285, Tustin, CA 92780-3010

CPL or subordinate clause

Ameritrust Mortgage Corporation, ISAOA/ATIMA, 17341 Irvine Blvd, Suite 285, Tustin, CA 92780-3010 AL, KY, MN, NJ, OK, WA, WI: A. T. Mortgage Corporation, ISAOA/ATIMA 17341 Irvine Blvd, Suite 285, Tustin, CA 92780-3010

Lock policies & fees

Lock policies

Lock extension

0.025/day; max of 30 days.

Relock

Worst case pricing (original lock date or current) less 0.25% relock fee

Lock & Shop

No

Lender's niche & overlays

Lender's niche

Non-QM fast closings.

Full Product Offerings

Allow lender credit to cover BPC.

Lender's overlays

AK, CT, DE, HI, IA, MA, MD, ME, MO, MT, NH, NJ, NM, NY, RI, VT, WA, WV, WY are not available for QM loans.

Lender turn time

Initial underwrite (days)

1

CTC conditions review (days)

2

Initial CD (days)

1

Reviews